Niva Bupa Health and Accident Insurance

Niva Bupa Health and Accident Insurance – Complete Protection for You and Your Family

In today’s fast-moving life, health and safety are the biggest priorities. An unexpected illness or accident can create not only stress but also a big financial burden. That’s where Niva Bupa Health Insurance Company Ltd comes in. It offers a wide range of health and personal accident plans designed to give complete financial protection when life takes a sudden turn.

About Niva Bupa Health Insurance

Niva Bupa (formerly known as Max Bupa) is one of India’s trusted health insurance companies. It provides medical and accident protection for individuals, families, and senior citizens. The company’s plans are designed to give cashless treatment, large hospital network access, and unlimited sum insured options in some premium plans.

Their goal is simple — to help you focus on recovery while they handle your medical expenses.

Types of Insurance Plans Offered

1. Health Insurance Plans

Niva Bupa’s health insurance plans cover all major medical needs — from hospitalization to modern treatments.

Main Features:

Hospitalization expenses (pre and post)

Day-care procedures and home treatment

Maternity and newborn baby cover (in selected plans)

Worldwide emergency coverage in premium plans

Unlimited sum insured options from Day 1

Cashless treatment in more than 10,000 hospitals

Some of the most popular health plans include:

ReAssure 2.0 Plan – Unlimited coverage for your medical bills with easy renewal.

Senior First Plan – Specially made for people aged 60 and above.

Health Companion Plan – A perfect family-floater option.

Go Limitless Plan – Offers high coverage for global treatments.

These plans ensure that you and your family can get treatment without worrying about hospital bills.

2. Personal Accident Insurance Plans

Accidents can happen anytime, anywhere. A personal accident plan provides financial support in such situations.

Key Benefits:

Accidental Death Cover: Lump sum payment to family in case of death due to accident.

Permanent Total Disability: Up to 125% of sum insured paid in case of permanent disability.

Permanent Partial Disability: Compensation for partial disability like loss of limb or eyesight.

Temporary Disability Benefit: Weekly income provided until recovery (up to 100 weeks).

Child Education Benefit: Funds for children’s education in case of accidental death or disability.

Loan Protector: Outstanding loans covered after the insured person’s death.

Worldwide Coverage: You are protected anywhere around the globe.

Niva Bupa’s accident insurance offers coverage up to ₹10 crore, ensuring your loved ones remain financially secure.

Why Choose Niva Bupa?

✅ Trusted Brand: Part of a well-known global healthcare group.

✅ 24×7 Claim Support: Fast and paperless claim process.

✅ Large Hospital Network: More than 10,000 cashless hospitals across India.

✅ Flexible Plans: Choose the sum insured and add-ons as per your needs.

✅ Renew for Life: No upper age limit on policy renewal.

Things to Remember Before Buying

While Niva Bupa offers strong protection, always:

Read the policy wordings carefully.

Understand waiting periods for pre-existing diseases.

Compare plans and premiums before finalizing.

Check hospital network and claim reviews.

Being aware helps you make the best choice for your health and safety.

Final Words

Health and accident protection are not just financial tools — they are a promise of care. With Niva Bupa’s wide range of plans, you can secure your family’s future against unexpected medical or accident costs.

Investing in the right insurance plan today means peace of mind tomorrow.

Choose wisely. Stay protected. Stay confident with Niva Bupa Health Insurance.